Uncertainty is the gap between ambitions and present

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Protection that will carry you through to your goals

Your ambition demands that you achieve all you can, as soon as you can. It could be your dream car, your first home or an adventure that’ll take you around the world. But between the logical need to save and a desire to spend, building a personal safety net for your money can be challenging.

It makes your money work for you Smart Protect Essential Insurance is an investment-linked insurance plan that adapts to your lifestyle. It’s easy to get into- at only RM 100 per month, you’ll receive life coverage and an investment allocation that increases over time- bringing your goals closer to reality with every passing day.

It provides financial protection against the unexpected Smart Protect Essential Insurance is built on a foundation of protection, to ensure you and your loved ones come first if the worst should happen. In the case of death, or should you be afflicted with Total and Permanent Disability (TPD), the basic sum assured and your total investment value will be paid out in full, or in accordance to the TPD provisions of the policy, ensuring your loved ones receive the financial resources they’ll need to carry on.  
   

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It lets you choose your own protection and investment level You may start with just a little, but as your financial options grow wider, you can vary the protection and investment levels according to your later needs and goals. Available to you is an option to boost the investment value of your policy via single premium top-ups. A minimum amount of RM1,000 for a single premium top-up will effectively provide a fresh injection of 95% of the paid premium to unit funds, bolstering your investment value and potential returns.

It offers extra protection You can enjoy additional peace of mind by attaching comprehensive riders to your Smart Protect Essential Insurance, such as :
– Critical Illness Benefit
– IL Premier Comprehensive Accident Benefits
– IL Premier Medical Reimbursement and Hospitalization Benefits
– IL waiver of Premium Plus
– IL LadyCare/IL LadyCare Advantage

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3 Responses so far »

  1. 1

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  2. 2

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  3. 3

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